Privacy Policy

Protecting your privacy is important to The Business Bank of St. Louis and our employees. We want you to understand what information we collect and how we use it. In order to provide our customers with a broad range of financial products and services as effectively and conveniently as possible, we use technology to manage and maintain customer information. The following policy serves as a standard for all The Business Bank of St. Louis employees for collection, use, retention, and security of nonpublic personal information.

FACTS

WHAT DOES THE BUSINESS BANK OF ST. LOUIS DO WITH YOUR PERSONAL INFORMATION?

Why? Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
What?

The types of personal information we collect and share depend on the product or service you have with us. This information can include:

  • Social Security number and income
  • Account balances and payment history
  • Transaction history and credit scores
When you are no longer our customer, we continue to share your information as described in this notice.
How? All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons The Business Bank of St. Louis chooses to share; and whether you can limit this sharing.
Reasons we can share your personal information Does The Business Bank of St. Louis share? Can you limit this sharing?
For our everyday business purposes -
such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus
Yes No
For our marketing purposes -
to offer our products and services to you
Yes No
For joint marketing with other financial companies  No We don't share
For our affiliates' everyday business purposes -
information about your transactions and experiences
Yes No
For our affiliates' everyday business purposes -
information about your creditworthiness
No We don't share
For nonaffiliates to market you  No We don't share
Questions Call 314-721-8003 or go to www.bbstl.com
What we do
How does The Business Bank of St. Louis protect my personal information? To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
How does The Business Bank of St. Louis collect my personal information? We collect your personal information, for example, when you
  • open an account or apply for a loan
  • use your credit or debit card or make deposits or withdrawals from your account
  • tell us about your investment or retirement portfolio

We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.

Why can't I limit all sharing? Federal law gives you the right to limit only
  • Sharing for affiliates’ everyday business purposes – information about your creditworthiness
  • Affiliates from using your information to market to you
  • Sharing for nonaffiliates to market to you
State laws and individual companies may give you additional rights to limit sharing.
Definitions
Affiliates Companies related by common ownership or control. They can be financial and non-financial companies.
  • Our affiliates include companies with The Business Bank of St. Louis name; and financial companies such as Business Bancshares, Inc, Meramec Assets, LLC, and Maryland Land Company, LLC
Nonaffiliates Companies not related by common ownership or control. They can be financial and non-financial companies.
  • The Business Bank of St. Louis does not share with nonaffiliates so they can market to you
Joint Marketing A formal agreement between nonaffiliated financial companies that together market financial products or services to you.
  • The Business Bank of St. Louis doesn’t jointly market.

Rev. 12/10