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VISA Choice Card

 

Good for Consumers who…

  • Want to save on interest.
  • Want to pay down balances.
  • Attractive rates starting as low as prime +6.99%.

VISA Choice Card Features

  • Great rates starting at prime +6.99%.
  • Flexible Credit Limits to meet your needs.
  • 24/7 Online Access to your account.
  • Enjoy the everyday convenience of a VISA credit card with no annual fee.

Introductory Rates - First 6 months

  • 0% interest 6 months and $0 fee for balance transfers 6 months.
  • Post-introductory interest rate after 6 months, 10.24% - 21.24% variable APR/prime rate margins 6.99% - 17.99%.
Fees

Annual Fees

No annual fee

Balance Transfer Fee

$5.00 or 3% of transfer, whichever is greater

Cash Advance Fee

$20.00 or 4% of the amount of each transaction, whichever is greater

Foreign Transaction Fee

$0

Return Payment Fee

$25.00

Rush Handling Fee

$30.00