Products & Services Business Products Small Business Checking $100.00 minimum balance to open $2,500.00 average collected balance required to avoid monthly service charge $10.00 monthly service charge if average collected balance is not maintained $.50 activity fee for each transaction in excess of 50 transactions (debit, credit or deposited items) per statement cycle Business Checking $100.00 minimum balance to open $14.00 monthly maintenance fee $.15 per debit $.10 per ACH debit $.35 per credit $.15 per ACH credit $.10 per deposited item Earnings credit: The monthly earnings credit applied to offset related account charges is equal to the Business bank of St. Louis highest tier money market rate. The rate is applied to the average monthly investable account balance to determine the monthly earnings credit allowance. Business Checking - NOW $100.00 minimum balance to open $1,000.00 average daily collected balance required to avoid monthly service charge $1,000.00 minimum daily collected balance required to receive interest $10.00 monthly service charge if average collected balance is not maintained $.50 activity fee for each transaction in excess of 50 transactions (debit, credit or deposited items) per statement cycle Eligibility requirements: Only sole proprietors and non-profit organizations that qualify under IRS code section 501C (3) through 501C (13) or 501C (19) are eligible. Business - Sweep $100.00 minimum balance to open $54.00 monthly maintenance fee $.15 per debit $.10 per ACH debit $.35 per credit $.15 per ACH credit $.10 per deposited item Earnings credit: The monthly earnings credit applied to offset related account charges is equal to the Business Bank of St. Louis highest tier money market rate. The rate is applied to the average monthly investable account balance to determine the monthly earnings credit allowance.

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